Look it up before you leave
Every place on the map shows what your best card earns there. Tap one.
Corner Bistro: use Capital One Savor for 3%.
Know which card to use before you pay.
Add the cards you already carry. Credi tells you which one earns the most, wherever you are.
Download on theApp StoreTry Pro free for 7 days. Android is coming.
Where are you paying?
Rates and assumptions
- Capital One Savor: 3% dining and U.S. supermarkets; 1% in the other example categories.
- Amex Blue Cash Preferred: 6% at U.S. supermarkets up to $6,000 a year, then 1%; 3% at U.S. gas stations; 1% in the other example categories. Its standard recurring $95 annual fee is excluded.
- Wells Fargo Active Cash: 2% on the example purchases.
Example rates checked November 1, 2026. Terms can change. Fees, interest, welcome bonuses and account-specific offers are not included.
Single purchases assume the supermarket cap remains available. Flights are booked directly with an airline. Other purchases exclude bonus categories; this isn't a complete benefits list.
Three real cards are up there. Pick a place to see which one wins.
Rates checked in November 2026. In the app, it's your cards.
Right now, the right card takes all of this at the register:
GuessRememberThink fastHurryCredily does it for you.
Best card here
Capital One Savor: $2.40 on your $80 dinner
Think you'd get it right?
Three cards, three checkouts. You see the rates once, same as real life.
Your three cards. Remember them.
Everything else earns 1% on the first two. Rates checked in November 2026.
What's one card costing you?
Drag these to match your month. The number moves with you.
The card you use for everything
Left behind every year, about
$290
An estimate at rates checked in November 2026. It counts Blue Cash Preferred's $6,000 supermarket cap but not its $95 annual fee, and the best card each time means carrying all three. Your real numbers depend on your cards.
One little card that knows all your cards.
Interactive examples. In the app, it's your cards.
Get told when you walk in
Turn on arrival alerts and the best card finds you at the door, before you reach the counter.
Ask anything about your cards
Short answers, with the numbers behind them. Tap a question.
Hi! Ask me about your cards.
Sample answers. Credi is an AI in the app and estimates can be wrong.
See what you earned, and what you missed
Link a bank and each purchase shows whether you used your best card. Tap a row.
Find out where your points can go
See which airlines and hotels your points move to, and what they become.
United MileagePlus40,000 miles
Southwest Rapid Rewards40,000 points
Marriott Bonvoy40,000 points
Chase lists these at 1:1. Checked in November 2026. Partners and rates can change.
What Credily won't do.
Ask for your card number
You find your cards by name. That's all it needs to compare them.
Touch your payment
You pay the way you always do, with your own card. Credily doesn't issue cards.
Make you link a bank
It's your call. You sign in to your bank through our trusted provider, and Credily never sees your login.
Pretend to be certain
Rewards depend on issuers, merchants and offers. Estimates look like estimates, and none of it is financial advice.
Try Pro free for 7 days.
7 days free, then $7.99 a month.
- Every card you add, comparedEvery pick checks every card you’ve saved.
- Your best card, every time you arriveNeeds location and notifications on.
- Ask Credi anythingUnlimited questions about your cards.
- See what you earned and missedLink a bank to check every purchase.
- Bank offers and transfer partnersOffers need a linked bank.
The 7-day free trial is for new subscribers. After it, Pro renews at $7.99 a month until you cancel. Cancel anytime in the App Store.
Download on theApp StoreThe honest answers
What is Credily?
An app that helps you choose which credit card to use at a store, so you can make better rewards decisions.
Is Credily free?
New subscribers get Pro free for 7 days. After that it's $7.99 a month, as an App Store subscription you can cancel anytime.
Does Credily issue a card or process payments?
No. It works with the cards you already have, and you still pay normally with your own card.
Is Credily financial advice?
No. Credily provides informational recommendations only. Rewards and eligibility can vary by issuer, merchant and offer terms.
Is Credily on Android?
Credily is on the App Store for iOS today. Android is coming soon.
Do I need several credit cards?
It's most useful with more than one rewards card, but it can still show you how one card matches your spending.
Does Credily guarantee rewards?
No. It estimates which card may be better. Final rewards depend on issuer rules, merchant coding, offers and your account.
Let Credi do the remembering.
Download on theApp StoreTry Pro free for 7 days. Android is coming.