credilyKnow which card to use before you pay.
Credily helps you choose the best credit card for rewards at nearby merchants, restaurants, grocery stores, gas stations, and more.
Start with a 7-day free trial. Cancel anytime — designed to help you get more from the cards you already have.
Credit card rewards are useful. Remembering them is the hard part.
Most people have more than one card, but reward categories can vary by merchant, issuer, and offer. Credily makes it easier to decide which card to use when you are about to spend.
Too many categories
Dining, groceries, gas, travel, drugstores, online shopping — every card has different rules.
Hard to remember in the moment
The best card is not always obvious when you are standing in line or checking out.
Missed rewards add up
Small choices across everyday purchases can make a real difference over time.
How Credily works
Three simple steps to a smarter choice — without changing how you pay.
Add your cards
Tell Credily which credit cards you already use.
Find nearby merchants
Credily uses merchant and location context to understand where you are shopping.
Get a card recommendation
See which card is likely to earn better rewards before you pay.
Credily recommends a card. It does not perform the payment — you always pay with your own card.
Everything you need to choose with confidence
Practical tools that help you get more from the cards already in your wallet.
Nearby card recommendations
See which card to use at nearby restaurants, stores, gas stations, grocery stores, and more.
Merchant-aware suggestions
Credily uses merchant context to match the place you are visiting with relevant reward categories.
Map-based browsing
Explore nearby merchants and check which card may be best before you go.
Past spending insights
Review past transactions to spot where you may have missed better rewards.
Useful nudges
Get timely reminders when Credily can help you choose a better card.
Built around your cards
Recommendations are based on the cards you tell Credily you have.
Ready to stop guessing?
Download Credily on iOS and start making smarter card choices at the places you already spend.
Android is coming soon
Credily is launching on iOS first. Android support is planned next, so Android users will be able to use Credily soon too.
Built with trust in mind
Credily is a decision helper with clear boundaries. Here is how it works with your cards.
You stay in control
You choose which cards to add and how you use recommendations.
Informational recommendations
Credily helps you decide which card to use. You still pay directly with your own card.
Privacy-aware by design
Credily should only use the information needed to provide useful recommendations.
Questions, answered
The essentials on what Credily does — and does not — do.
What is Credily?
Credily is an app that helps you choose which credit card to use at merchants so you can make better rewards decisions.
Is there a free trial?
Yes. New members start with a 7-day free trial. You add a card up front but aren't charged until the trial ends — cancel anytime before then in the app and you won't pay. After the trial, your membership renews monthly until you cancel.
Does Credily issue a credit card?
No. Credily does not issue cards. It works with the cards you already have.
Does Credily process my payments?
No. Credily gives recommendations. You still pay normally with your own credit card.
Is Credily financial advice?
No. Credily provides informational recommendations only. Rewards and eligibility can vary by card issuer, merchant, and offer terms.
Is Credily available on Android?
Credily is launching on iOS first. Android support is coming soon.
Do I need multiple credit cards to use Credily?
Credily is most useful if you have more than one rewards card, but the app can still help you understand how your cards match common spending categories.
Does Credily guarantee rewards?
No. Credily helps estimate which card may be better based on available information, but final rewards depend on issuer rules, merchant coding, offers, and account eligibility.
Make every swipe a smarter choice.
Start with a 7-day free trial. Credily helps you pick the right card before you pay.
Credily provides informational recommendations only and does not guarantee rewards.